Data Tracking and Opt-Out Strategies

Car Manufacturers Are Covertly Sharing Your Driving Data with Insurance Companies, and the Quality of the Data is Questionable

Unenrolling from GM’s Smart Driver Program: Protecting Your Privacy and Rights

The recent revelation that car manufacturers are sharing driving data with third-party companies like LexisNexis has raised concerns about privacy and consumer rights. One car owner in Colorado received a vague letter from LexisNexis, informing them about a certain number of red flag incidents on their account. Upon further investigation, they discovered that their driving data, including every trip made in their car, was being tracked and shared without their explicit consent.

The data collected includes details such as date, time, distance, VIN, and driving events like acceleration, hard braking, and high speed. This information is then sold to insurance providers, who use it to adjust the rates their clients pay. The owner was able to unenroll from this tracking program through the myChevrolet app, but the larger issue remains.

The driving metrics used by these programs do not necessarily reflect safe driving practices. For example, hard braking and acceleration incidents are treated as negatives, even though there are legitimate reasons for such actions on the road. The data collected does not take into account the actual driving situation or environment, leading to a skewed representation of a driver’s safety.

Furthermore, the gamified presentation of this data encourages drivers to adhere to a set of criteria that may not align with real-world driving scenarios. The focus on metrics like average speed and late-night driving fails to consider the individual circumstances of each driver.

Ultimately, the sharing of driving data without explicit consent raises serious concerns about privacy and consumer rights. While modern, connected cars offer convenience and connectivity, they also pose a threat to personal data security. It is essential for car owners to be aware of the data being collected and shared by their vehicles and take steps to protect their privacy.

In a world where data privacy is increasingly important, the issue of car manufacturers sharing driving data highlights the need for greater transparency and control over personal information. As technology continues to advance, it is crucial for consumers to be vigilant and proactive in safeguarding their privacy rights.

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